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Microsoft and KAL deliver e-commerce through ATMs and self service machines

(Also on Microsoft's website)


Edinburgh, 14 May 1999
- Microsoft's vision for e-commerce on the net is being realised through new developments such as KAL's innovative Kalignite software for creating web-ready applications on Automated Teller Machines (ATMs) and kiosks.

Kalignite allows new applications to be developed using web technologies such as dynamic HTML and ActiveX. Consisting of ActiveX objects running on the CEN XFS 2.0 standard, Kalignite allows applications to run within Microsoft's Internet Explorer browser. The XFS standard, which was previously known as WOSA XFS, defines a way of accessing ATM and self-service hardware in a vendor independent manner. Kalignite's ability to combine XFS with the web allows e-commerce transactions to be delivered through any XFS compliant ATM or kiosk alongside traditional cash dispensing transactions.

Dr Aravinda Korala, Managing Director of KAL says: "Think about all those web-sites offering electronic services ranging from airline tickets to the delivery of flowers... But not everyone has access... ATMs on the otherhand are on the streets today - they are trusted and they can deliver. Self service machines like these compliment online access at home by providing e-commerce in public places for all. The ability to deliver value to the consumer, for instance by printing an airline ticket, makes this a unique delivery channel."

Innovisions (Mr Payroll), the US company that developed the first ever automated cheque cashing service has chosen this new technology for it's new generation of ATMs. These ATMs will be powered by Microsoft's Windows NT operating system including the Internet Explorer browser running on KAL's Kalignite platform, allowing the rapid introduction of new transactional services and new screen content. Mr Craig Forrest, Innovisions' VP of Technology said "The ATM channel is critical for our business. Internet Technologies coupled with the ATM delivery-channel open up a huge range of opportunities for us".

Ashley Steele, Microsoft's EMEA retail banking industry manager comments "Self service devices in the past have been an invaluable channel for banks to reach out to their customers. By adopting Microsoft's Windows NT platform and the underlying COM technology KAL have shown how this channel can be part of an integrated delivery channel concept - reaping the benefits of being able to create a suite of objects that can be reused across multiple delivery channels."

-ENDS-

About Microsoft Founded in 1975, Microsoft (Nasdaq "MSFT") is the worldwide leader in software for personal computers. The company offers a wide range of products and services for business and personal use, each designed with the mission of making it easier and more enjoyable for people to take advantage of the full power of personal computing every day.

About KAL KAL based in Scotland, is a developer of software for ATMs and Kiosks. KAL's Kalignite platform is the leading software platform in the world today for the development of web-ready applications for ATMs and Kiosks, allowing electronic services to be delivered to consumers. ATM vendors such as NCR, Fujitsu and Tidel already use Kalignite to create new applications. More information on www.kal.com.

For further information contact:

Dr Aravinda Korala
KAL
+44 131 659 4900
info@kal.com
www.kal.com

Ashley Steele
Microsoft Europe
+49 251 712 771
ashleys@microsoft.com
www.microsoft.com

14 May 1999

 

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