ATM software world firsts

KAL ATM Software first to Windows 8

KAL is the first ATM company to declare its products certified for Windows 8 – just one week after the new operating system was officially launched by Microsoft. The Kalignite ATM software suite is the first to run on Microsoft’s Windows 8 and the innovative new RTM is the only banking terminal on the market running the new operating system. Read more...

KAL launches the Retail Teller Machine (RTM) - a revolutionary cashless ATM to transform branchless banking

The RTM is a world first in branchless banking and one of the most important products ever to be introduced to the self-service banking industry. Operating at one tenth of the cost of bank ATMs, the RTM provides all ATM transactions including cash-out and cash-in but has no cash inside the machine.  RTMs enable banks to cost effectively open up their banking services to millions of people around the world who do not have easy access to their banks. The patented process of the RTM also provides an exciting new opportunity for retailers to work closely with their banks in providing convenient and safe access to banking services.

KAL integrates with 38th ATM hardware manufacturer

Unmatched by any competitor by a long way, Kalignite is the world's only ATM software platform to be certified on all of the major ATM manufacturers from every region of the world.

Multivendor ATM application with Finger Vein Recognition capability

KAL's Kalignite software platform was the world's first to support the new Finger Vein Recognition technology from Hitachi-Omron Japan. This new biometric technology allows customers to be identified very accurately, thereby reducing fraud at ATMs.

Multivendor ATM application with Magneprint anti-fraud capability

KAL's Kalignite NDC ATM application was the world's first to support a new patented technology called Magneprint from Magtek Corp. This new technology eliminates card skimming attacks on ATMs and secures magstripe-only cards from fraud.

Multivendor ATM application with cash recycling capability

Shinsei Bank's ATM network was the world's first multi-vendor ATM application with full cash recycling capability. It was also Japan's first ever ATM solution compliant to the XFS world standard.

Complete ATM application based on Windows CE

KAL's Kalignite NDC was the world's first ATM application based on Windows CE and provided a full emulation of the industry standard NDC transaction protocol.

Web-enabled XFS-compliant Windows CE platform for ATMs

KAL's ground breaking release of the first web-enabled XFS-compliant Windows CE platform allowed ATM manufacturers to create extremely low-cost models that required minimal processing power.

First ever XFS-compliant Bill-Payment kiosk

KAL was the world's first software company to develop a bill payment kiosk application on XFS. The bill-payment application for Sprint USA accepted over $1 billion of cash and checks in the first year of roll out and has continued ever since.

World's first retail ATM application on XFS

KAL built the first-ever XFS application for "retail-ATMs". Retail-ATMs are low cost ATMs that were dominated at that time by Tidel, Triton and Tranax. This advanced solution developed by KAL for Tidel, contained all of the functionality of a retail- ATM while running on the world-standard XFS core with browser-driven graphics.

World's first multivendor check cashing system

KAL's Kalignite platform was the ATM software of choice for US-based Innoventry Corp. At its peak the company's check cashing network included more than 1400 Diebold and NCR advanced function ATMs. This solution utilized facial recognition technology as a way of verifying the identity of the user.

World's first XFS-compliant Web-Kiosk for financial transactions 

KAL was the world's first software company to create a "web-wrapper" that allowed Bank's internet web transactions to be delivered on XFS-compliant kiosk hardware.

KAL's PBM application - the world's first XFS-compliant statement printing application

KAL was the world's first software company to develop a fully-fledged XFS application that supports Germany's PBM protocol for statement printing kiosks at German banks.

World's first componentized software platform for the XFS standard

KAL was the world's first ATM software company to create an ActiveX-based componentized software platform for the XFS standard. This development established KAL's leadership and vision within the ATM industry for multi-vendor ATM software.

World's first multivendor, browser driven, e-commerce enabled ATM application

The world's first demonstration of the Kalignite Software Platform was in July 1997 on a Diebold ATM by KAL and IBM at CIBC bank in Canada. The application was able to deliver Air Canada e-tickets as well as standard ATM cash transactions.

World's first XFS SP for NCR ATMs

KAL delivers the world's first implementation of XFS Service Providers for NCR ATMs for use by Natwest Bank (now part of RBS) in the UK.