Case Studies

OTP Bank: Growing the business at the ATM

OTP is the largest bank in Hungary and the region's driving force in financial services with operations in Slovakia, Bulgaria, Romania, Croatia, Serbia, Ukraine, Montenegro and Russia.

The Challenge: Deliver a single ATM software solution to run OTPs rapidly expanding multi-territory ATM and Kiosk network, including all country subsidiaries and business units.

Groupe Banque Populaire: Enhanced deposit functionality

Groupe Banque Populaire is one of France’s biggest and most innovative banking groups with an ATM network of more than 6,000 machines.

The Challenge: Develop a true a single software environment with enhanced deposit functionality, integrating hardware and software from multiple vendors, and then implement quickly and cost-effectively.

Bank of Communications: Rapid Business Growth at the ATM

Zijin and KAL's single ATM software solution has provided the technical platform for BOCOM and China's rapid growth in self-service banking. Working together for the past 10 years has been very successful.

The Challenge: Develop a single ATM software solution to establish the platform for the bank's rapid business growth at the ATM.

China Everbright Bank: Improving the end customer experience and cutting costs

CEB is a leading national commercial bank and a pioneer of the single software approach to managing ATM networks

The Challenge: Provide a single ATM software solution to run CEB's self-service network. Improve operational efficiency, cut costs and improve the end customer experience.

China Construction Bank: Single software solution for the world's largest ATM network

China Construction Bank (CCB) is the largest Chinese bank by Tier 1 capital. Their massive ATM network includes approximately 32,000 ATMs of multiple models.

The Challenge: Provide China's first single standardised ATM software solution for the largest ATM network in the world to increase productivity, efficiency and reduce cost.

Banco de Credito de Inversiones: Preventing ATM fraud in Chile

Banco de Credito e Inversiones (BCI) is a leading bank in Chile with a network of more than 1,000 ATMs. BCI  wanted to eliminate fraud at the ATM without the cost of having to issue new smart cards.

The Challenge: Provide the world's first standardised ATM solution to eliminate ATM card-skimming attacks by enabling ATMs to identify counterfeit cards.

TISCO Bank: Thailand's first electronic money self-service solution

TISCO Bank is widely regarded as one of Thailand's most progressive banks, leading the market with new technology and new approaches to banking.

The Challenge: Introduce Thailand's first electronic money self-service network to create competitive differentiation and generate major cost savings.

The World's First Multivendor Recycling Application for Shinsei Bank

Shinsei Bank is a leader in Japanese banks and was the first to adopt an XFS-based single standardised ATM software solution not tied to any specific hardware.

The Challenge: Provide the world's first single standardised ATM software solution and support cash recycling for Shinsei Bank's network of ATMs from OKI, Fujitsu and Hitachi, all of which supported cash recycling.

CR2 chooses KAL for a true single standardised ATM software solution

CR2 is a leading global provider of self-service banking software solutions with implementations in more than 70 countries. CR2’s BankWorld solution revolutionises the way financial institutions can interact with its customers.

The Challenge: Provide CR2 with an ATM software platform to make their BankWorld solution a true single standardised ATM software environment.

Banque Populaire: Advanced customer transactions from a single ATM software solution

Banque Populaire is one of France's largest banks and operates a network of 4000 ATMs across a customer base of 7,000,000. 

The Challenge: Provide a single ATM solution to support further advanced customer transactions.

EDB: Powering multi-territory ATM networks

EDB ErgoGroup ASA is one of the leading IT companies in the Nordic region with 10,000 employees across 135 offices in 16 countries around the world.

The Challenge: Develop an outsourced ATM service from EDB powerful and flexible enough to support a range of banks with differentiated ATM strategies.

Gruppo MPS: Lowering the total cost of ownership of the ATM network

Gruppo Banca Monte dei Paschi di Siena SPA (MPS) is the oldest bank in the world, founded in 1472. Today MPS has circa 3,000 branches, 33,000 employees, and 4.5 million customers in Italy and abroad and operates a network of 2,500 ATMs.

The Challenge: Lower cost of ATM network ownership for MPS by integrating the network.