The World's First Multivendor Recycling Application for Shinsei Bank

Shinsei Bank is a leader in Japanese banks. Established in 1952, Shinsei rapidly expanded its retail banking business after 2000, introducing 24/7 ATMs and eliminating passbooks and transaction fees for Internet Banking. 

Shinsei also became the first Japanese bank to adopt an XFS-based single standardised ATM software solution not tied to any specific hardware.

The  bank’s  adoption of packaged software and an open system allowed it to operate its ATM network off a very low cost base and provide a unique service to its customers, such as free remittance and withdrawal services.

The Challenge

Provide the world's first single standardised ATM software solution and support cash recycling for Shinsei Bank's network of ATMs from three Japanese manufacturers - OKI, Fujitsu and Hitachi, all of which supported cash recycling.

KAL's Solution

Rollout of KAL's K3A application, KTC management and monitoring system and Kalignite software platform was Japan's first ever standardised ATM software platform, and the world's first for ATM recycling ATM.

Download the full case study Shinsei Bank: World's first single standardised ATM software solution supporting cash recycling