Optimize. Customize. Enhance.
Powering all the latest ATM technologies
KAL’s K3A application supports multiple ATM manufacturers, protocols, languages, and countries. It powers bank ATM networks of all sizes – from small fleets to vast global networks. The K3A Design Studio development environment is included - enabling banks to customize the application.
Versatile by design
Engineered for advanced ATM functionality
K3A goes far beyond traditional cash withdrawals – supporting cash recycling, customer transaction preferences, mobile/digital banking integration, and more.
Engineered for diverse ATM environments
K3A delivers seamless support for protocols, language capabilities and country-specific requirements. It is an application optimized for diverse ATM software and hardware integrations.
Engineered for flexible customization
The integrated K3A Design Studio equips banks to customize the application, increasing time to market for new functionality while reducing software development costs.
A fully multivendor solution
One application for ATMs from 40+ vendors
K3A is compatible with ATM hardware from over 40 vendors (including all the world’s leading vendors). This multivendor support enables banks to avoid vendor lock-ins and retain independence when operating diverse ATM fleets.
Built for engaging ATM features
Innovative ATM technologies
With K3A, banks can support contactless, cardless, and QR-code-based transactions, biometric authentication, cash recycling, and more via the ATM channel.
Accessible ATM experiences
Integrate remote teller assistance, voice guidance, and adaptive UI screens optimized for ATM customers with sensory impairments and other disabilities.
Leverage ATMs for marketing
K3A’s Marketing Campaign Creator tool enables banks to design and implement engaging ATM-driven marketing campaigns on a general, targeted, or one-to-one level.
SDK included
Minimize software development costs
Banks can utilize the integrated K3A Design Studio to customize ATM UIs, transactions, and campaigns with a standard toolset. It is included with K3A and helps banks reduce costs and streamline development.
Future-ready software
K3A can scale with your network
The K3A application helps banks scale ATM operations and can grow with networks of all sizes. It delivers exceptional versatility across ATM hardware vendors, protocols, functionalities, and customizations.
Key features
The following features are included as standard with K3A:
- K3A Design Studio
- Kalignite Platform
- Kalignite EMV Kernel
- Kalignite Advanced Device Simulators
- Kalignite Marketing Campaign Creator
- Kalignite ATM PCI-SSF Kernel
- Kalignite Automated Test System (KATS)
- Kalignite ATM Host simulators
