KAL is the world’s leading ATM software company and has been chosen by many international and multi-national banks around the world to drive their ATM networks.

We are recognized as the world’s experts in our field and enable banks to take back control of their ATM network with a powerful, but easy to use, suite of multivendor software inside the ATM and system management software outside the ATM. This enables ATM hardware, software and services sourced from multiple vendors to work together perfectly.

The world’s biggest ATM network and the world’s most complex ATM network both run KAL Kalignite - our highly successful ATM software platform.

KAL enables banks to see their ATM network right down to every individual ATM.

This allows the remote control and flexibility required to reduce operating costs by providing remote diagnostics that identify ATM issues, including maintenance and cash needs across the entire ATM network.

In order to compete more effectively, banks must retain existing customers and win new customers. The ATM is an important customer ‘touch point’. Consequently, KAL ATM Software provides all the tools needed to create a better ATM customer experience.

KAL software enables users to create and customize ‘in-house’ ATM applications, including the creation and delivery of transaction personalization, delivery of messages, targeted marketing and third party advertising on screen.

Since the future success of banks is dependent on their ability to service the needs of their customers, KAL ATM Software is designed to enable them to develop a more rewarding customer experience that meets customer needs as they arise.

The KAL Kalignite software suite is the world’s leading multivendor ATM software product. It integrates seamlessly with existing ATM hardware and proprietary software and reduces costs and dependence on the original vendor.

This is especially important in situations where banks are running several different ATMs on their network. With KAL’s standardized multivendor software it is easier to manage and faster to deploy upgrades across the entire network, without having to worry about different machines and software combinations.

KAL software lets the bank decide when to deploy changes at a time that suits their schedule, not the vendor’s.

Today, the main priorities for financial institutions are cost reduction and an increase in productivity and efficiency. KAL software is a multivendor, multi-function, industry standardized software suite that enables banks to dramatically reduce operational costs by allowing them the freedom to:

• Quickly and easily upgrade their ATM software
• Develop innovative ATM applications in-house, using best of breed components
• Test and validate new service and marketing ideas
• Roll-out functional and security enhancements whenever they want
• Diagnose and manage maintenance, current status and cash requirements of individual ATMs remotely

KAL software is a powerful, but easy to use, cost-effective alternative to vendor specific proprietary software and is used by many major international and multi-national banks across the world.

Along with internet banking, the ATM is the most important delivery channel for a bank because customers now have fewer reasons to visit their bank. In order to retain and win new customers using the ATM network, it is important that banks have a clear view of and control over their ATMs so that they can compete with other banks.

KAL ATM Software provides this detailed view of the ATM network and at the same time allows banks to reduce their overall operating costs by adopting a standardized multivendor approach to their ATM software requirements. This significantly reduces the cost of maintenance, management and software deployment.

KAL ATM Software is easy to use and sets the bank free from the original ATM vendor, allowing it to develop it’s own in-house ATM software applications and innovations, and create an ATM network that is easier to manage and less costly to maintain and develop.

KAL is focused exclusively on ATM software designed to bring flexibility and control of the ATM network back to the bank. Our Kalignite product software suite is powerful, but easy to use, and provides:

• complete ATM functionality that can be modified and extended when you choose
• a complete remote management solution, enabling you to securely manage every ATM on your network
• a platform that gives you the foundation for developing robust and feature rich applications designed exclusively for your ATMs, kiosk network, and branch teller stations
• an upgrade family of products that update and extend the life of older ATMs on your network

In providing a standardized multivendor software solution, KAL enables you to develop an ATM channel that is best suited to the needs of the bank and its customers, allowing you to compete more effectively and deliver significant competitive advantages in terms of faster and less costly functionality enhancements, application upgrades, security compliance additions and a better ATM customer experience.