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KAL - A world leader in ATM software

KAL's multivendor ATM software enables banks to take control of their ATM networks to reduce costs, increase functionality and improve competitiveness.

Read the whitepaper on ATM security

Latest news

16 November 2022

How can ATMs help banks ‘branch out’ and optimize costs in an increasingly branchless world?

This article was originally published in the September 2022 issue of Polish banking magazine Miesięcznik Finansowy BANK. The English translation is available below and th...

27 October 2022

Inside the 2022 ATM & Self-service Software Trends report

We are delighted to confirm that the 15th edition of KAL and ATM Marketplace’s industry-leading report is now available. This top-rated resource equips global colleagues with fresh...

20 September 2022

KAL and ATM Marketplace announce the 15th annual ATM Software Trends webinar

After co-producing the 2022 edition of the ATM industry’s number one report, KAL and ATM Marketplace are hosting a webinar that provides a detailed, first-time look at this year’s...

31 August 2022

Česká spořitelna becomes the first Czech bank to support cardless cash withdrawals via QR code

Česká spořitelna’s ATM network now supports transactions via QR code – providing customers with a ‘cardless’ approach to withdrawing cash. This pioneering accomplishment marks the...

29 June 2022

Recap: KAL’s regional ATM webinars empower global colleagues

KAL presented world-class ATM insights to attendees in EMEA, the Americas and APAC via a series of live-streamed regional webinars in June, 2022. KAL’s senior-level experts hosted...

25 May 2022

KAL seeks local talent at CCIFV’s France-Vietnam Job Fair in Ho Chi Minh City

KAL is attending a Vietnam-based job fair hosted by Chambre de Commerce et d'Industrie France-Vietnam (CCIFV). This announcement comes just two months after the opening of KAL’s ne...

30 March 2022

New KAL office in Ho Chi Minh City

KAL is delighted to announce that we have opened a new business and engineering office in Vietnam’s primary economic center - Ho Chi Minh City. By opening this office, KAL is well-...

09 March 2022

KAL’s XFS4IoT SP-Dev workgroup celebrates a phenomenal year of progress

2021 was a remarkable year for KAL’s XFS4IoT SP-Dev workgroup in its mission to jumpstart the latest API standard for ATMs. The year began with the first ever workgroup meeting and...

18 January 2022

The XFS4IoT spec is ready – a huge moment for the global ATM industry

The Global CEN XFS Committee has released the official version of XFS4IoT to the European CEN organization for publication. The latest API standard for ATMs promises to propel the...

20 December 2021

KAL and EVO Payments’ innovative ATM service is showcased in Business Trends Magazine

What happens when a world-class ATM software company joins forces with a leading global payments technology and services provider? Unrivalled knowledge, innovation and efficie...

14 December 2021

KAL explains the importance of the new XFS4IoT standard – watch the video on-demand now

It may seem that cryptographic keys give the ATM industry’s latest XFS standard a somewhat mysterious quality. However, KAL experts were on hand...

04 November 2021

2021 ATM and Self-service Software Trends: report and webinar available now

For the 14th year, KAL and ATM Marketplace have joined forces to produce the ATM industry’s most influential annual report: ATM and Self-service Software Trends and Analysis. The f...

11 October 2021

KAL 2021 ATM Software Trends webinar

Join KAL ATM Software and ATM Marketplace for a webinar discussing the findings of the ATM industry’s most influential annual report: ATM and Self-service Software Trends and Analy...

07 October 2021

KAL and Identité join forces to fight ATM fraud

KAL, the leading independent ATM software company, and authentication solution specialist Identité have joined forces to eliminate bank ATM fraud. This has been achieved by integra...

13 September 2021

BNF Bank rolls out KAL ATM software

BNF Bank in Malta has completed the rollout of KAL’s world-class ATM software suite as part of an ambitious drive to revamp its retail banking strategy. In addition to using KAL’s...

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Why KAL?

KAL gives you world-class ATM software

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World leader

KAL retains position as world’s #2 MV ATM software supplier

world firsts

World firsts

Kalignite software is driving ATM innovation



XFS4IoT is the new major version of the XFS global standard for ATMs

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KAL Insight

Expert opinion on industry matters



A revolution in branchless banking