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KAL - A world leader in ATM software

KAL's multivendor ATM software enables banks to take control of their ATM networks to reduce costs, increase functionality and improve competitiveness.

Read the whitepaper on ATM security

Latest news

18 January 2022

The XFS4IoT spec is ready – a huge moment for the global ATM industry

The Global CEN XFS Committee has released the official version of XFS4IoT to the European CEN organization for publication. The latest API standard for ATMs promises to propel the...

20 December 2021

KAL and EVO Payments’ innovative ATM service is showcased in Business Trends Magazine

What happens when a world-class ATM software company joins forces with a leading global payments technology and services provider? Unrivalled knowledge, innovation and efficie...

14 December 2021

KAL explains the importance of the new XFS4IoT standard – watch the video on-demand now

It may seem that cryptographic keys give the ATM industry’s latest XFS standard a somewhat mysterious quality. However, KAL experts were on hand...

04 November 2021

2021 ATM and Self-service Software Trends: report and webinar available now

For the 14th year, KAL and ATM Marketplace have joined forces to produce the ATM industry’s most influential annual report: ATM and Self-service Software Trends and Analysis. The f...

11 October 2021

KAL 2021 ATM Software Trends webinar

Join KAL ATM Software and ATM Marketplace for a webinar discussing the findings of the ATM industry’s most influential annual report: ATM and Self-service Software Trends and Analy...

07 October 2021

KAL and Identité join forces to fight ATM fraud

KAL, the leading independent ATM software company, and authentication solution specialist Identité have joined forces to eliminate bank ATM fraud. This has been achieved by integra...

13 September 2021

BNF Bank rolls out KAL ATM software

BNF Bank in Malta has completed the rollout of KAL’s world-class ATM software suite as part of an ambitious drive to revamp its retail banking strategy. In addition to using KAL’s...

18 August 2021

Watch KAL webinar on revolutionary new ATM standard: XFS4IoT

KAL and ATM Marketplace recently hosted a one-hour webinar about the new ATM standard, XFS version 4, also known as XFS4IoT. In the webinar, KAL CEO Aravinda Korala and EVP for Glo...

27 July 2021

KAL webinar on revolutionary new ATM standard: XFS4IoT

Join KAL and ATM Marketplace for a webinar discussing the revolutionary new ATM standard, XFS version 4, also known as XFS4IoT. This new standard is set to deliver enormous benefit...

06 July 2021

KAL and EVO join forces to deliver a new ATM service in Europe

KAL and EVO Payments, a leading global payments technology and services provider, have announced a new ATM service which is now available across Europe. The solution combines KAL’s...

11 May 2021

A new XFS is born … and it may change the ATM world

In May’s edition of RBR’s Banking Automation Bulletin, KAL’s EVP for Global Sales, Steve Hensley, writes about the revolutionary new ATM software standard called XFS4IoT. In the ar...

30 April 2021

KAL steps up expansion with new office in Nairobi

KAL is delighted to announce that we have opened a new office in Nairobi, Kenya. The office adds to a growing list of KAL offices all over the globe and is testimony to our success...

21 April 2021

Have your say in the 2021 ATM software trends survey

KAL’s 2021 ATM & Self-Service Software Trends online survey is now open. We would love to get your input into the banking industry's most influential report on ATMs and self-se...

09 April 2021

KAL retains position as world’s #2 ATM software supplier

KAL has once again been ranked as the world’s #2 supplier of true multivendor ATM software by installed base, according to the latest report by strategic research experts RBR Londo...

10 March 2021

KAL is publishing free, open source XFS SP framework for ATMs

In an exciting first for the ATM industry, KAL is delighted to announce that we are publishing a new, free and open source development framework for creating XFS Service Provider (...

why kal

Why KAL?

KAL gives you world-class ATM software

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World leader

KAL retains position as world’s #2 MV ATM software supplier

world firsts

World firsts

Kalignite software is driving ATM innovation

XFS4IoT

XFS4IoT

XFS4IoT is the new major version of the XFS global standard for ATMs

kal insight

KAL Insight

Expert opinion on industry matters

The KAL RTM

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A revolution in branchless banking