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KAL's ATM software suite

The Kalignite software suite integrates with and controls ATM networks that vary widely in complexity, size and location – from banks with just a small number of ATMs to huge banks with thousands of ATMs operating globally.


ATM applications

Kalignite Advanced ATM Application

K3A is a multi-protocol, multivendor, multi-lingual, multi-country ATM application. It contains all of the ATM functionality required by the most advanced banks, including a full set of ATM transactions such as cash dispensing, cash recycling, check deposits with imaging, transaction preferences, targeted marketing, advertising, and more.

K3A includes a full featured integrated development environment called the K3A Design Studio, supporting access to all application development tools from a single environment.

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c2a NDC

Kalignite NDC

The Kalignite NDC application is a “drop-in” solution that upgrades any NDC network to the newest generation of multivendor NDC technology. Kalignite NDC is uniquely multivendor compliant and provides a "full emulation" of the NDC specification. It provides added features, transactions and services for customers while retaining the existing NDC infrastructure.

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ATM management

Kalignite Terminal Controller

KTC is an enterprise-wide ATM management and monitoring solution for networks of all sizes. It uses a direct secure connection from each ATM in the network to the KTC server. This connection gives banks immediate, real-time access and control to effectively manage and monitor their ATMs.

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Full acquiring host system

Kalignite Terminal Host

KTH is KAL’s fully-integrated card acquiring host system for ATM, kiosk and POS networks of all sizes. It supports the authenticating, routing, switching, authorizing and acquiring of bank transactions with advanced security. As a robust and future-ready alternative to conventional host systems, KTH accommodates traditional and innovative services seamlessly. Banks can leverage configurable pre-built components and the KTH Design Studio (included) to develop new functionality with ease.

At a business level, KTH delivers cost reductions along with a superior transaction set. It also increases banks’ abilities to differentiate in the market and enhance the customer experience.

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Software platform

Kalignite Platform

At the heart of all Kalignite applications is the Kalignite Platform. Built on the XFS standard and available for Windows 10, the Kalignite Platform provides everything needed to build functionally-rich, robust multivendor applications for ATMs and all types of self-service systems.

It has been certified on ATMs manufactured by more than 40 vendors worldwide, including all of the industry’s leading providers. It also supports more than 250 off-the-shelf hardware devices such as card readers, printers and cash dispensers.

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ATM OS-Virtualization

Kalignite Hypervisor

Kalignite Hypervisor is the modern ATM operating system that solves the long-standing problem of enforced ATM hardware upgrades when Windows upgrades arrive and support ends for older versions.

It combines the benefits of Linux and Windows inside each ATM using OS-Virtualization technology to decouple the ATM PC-core from the ATM’s Windows 10 OS. This means software drivers that are unsupported under new Windows 10 LTSCs and SACs can be supported by the hypervisor software drivers instead on current hardware without needing a hardware upgrade.

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ATM software contingency plan

KAL’s Software-on-Standby (SoS)

SoS is KAL’s strategic ATM Software ‘insurance’ plan for banks that do not yet use our world-class resources. It involves running Kalignite software in production on a small number of ATMs.

This standby software will support full or partial ATM functionality based on the bank's contingency requirements. While running, it will remain available for immediate, network-wide rollout at any time using KAL’s KTC “remote-reimage” technology.

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The Kalignite software suite

The Kalignite software suite integrates with and controls ATM networks that vary widely in complexity, size and location.

Here’s how the products fit together:

kalignite runtime diagram