Reinventing the host terminal handler
KTH is a highly scalable host terminal handler that drives ATMs and orchestrates banks' back office services to create new digital transactions for customers. It enables banks to support a wide range of transaction types – both new and old, and delivers innovative capability to ATMs and kiosks of all types.

Key benefits
KTH provides banks with the following benefits:

Advanced functionality
Build new self-service transactions from web services and any internal/external API

Switching
Switch transactions to external hosts

Multi-protocol
Connect to back office systems using any protocol and to ATMs with “nexo”, the world’s first and only open standard for ATM connectivity

Full visibility
KTH is at the center of all transaction processing and provides full visibility and control via KTC
Key features
KTH provides banks with the following key features:
- Drives ATMs and kiosks
- Connects to backend services and orchestrates transactions
- Support for HSMs (Hardware Security Modules)
- Support for Remote Key management and ATM security
- Connection to core banking system to authorize transactions
- Web services for transactions such as bill payments and instant loans
- Switches transactions to external systems such as Visa and Mastercard
- Transaction logging, management and monitoring with KTC