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Reinventing the host terminal handler

KTH is a highly scalable host terminal handler that drives ATMs and orchestrates banks' back office services to create new digital transactions for customers. It enables banks to support a wide range of transaction types – both new and old, and delivers innovative capability to ATMs and kiosks of all types.

Key benefits

KTH provides banks with the following benefits:


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Advanced functionality

Build new self-service transactions from web services and any internal/external API

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Switch transactions to external hosts

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Connect to back office systems using any protocol and to ATMs with “nexo”, the world’s first and only open standard for ATM connectivity

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Full visibility

KTH is at the center of all transaction processing and provides full visibility and control via KTC


Key features

KTH provides banks with the following key features:

  • Drives ATMs and kiosks
  • Connects to backend services and orchestrates transactions
  • Support for HSMs (Hardware Security Modules)
  • Support for Remote Key management and ATM security
  • Connection to core banking system to authorize transactions
  • Web services for transactions such as bill payments and instant loans
  • Switches transactions to external systems such as Visa and Mastercard 
  • Transaction logging, management and monitoring with KTC

The Kalignite software suite

The Kalignite software suite integrates with and controls ATM networks that vary widely in complexity, size and location.

Here’s where KTH sits in the suite:

kalignite runtime diagram kth

Get in touch

If you are interested in running KTH, please contact us and we’ll get in touch soon.


Discover KAL's ATM software suite